Solutions We Offer
Contact us to learn more
Call us at 973-349-4445 to speak to a loan specialist today
We have all of your financial needs covered
We provide working business capital based on your business’ projected future sales. Businesses in high-risk industries, with financial problems or bad credit, can be approved without any collateral.
If you are still not sure what solution is right for your company, that’s what we do. We analyze your financial and organizational situation and determine what financing options are right for you.
Cash Advance
Our most common financial product
Applying for a cash advance is a quick process with minimal paperwork and the opportunity for same-day funding availability. This is the most risk-tolerant financial product that we have access to. Funding amounts can range from $2,000 to $500,000.
The details of the offers are based on overall financial strength, credit profile, time in business, average monthly cash flow, and industry. Details may include rate, term length, and funding amount.
Unsecured working capital
We utilize connections within the lending space to secure capital for owners who may have damaged credit or run a very new business.
Line of Credit
Revolving Funds for Withdrawal
A flexible loan to provide small business owners with a defined amount of money that can be accessed as needed and repaid either immediately or over time. Funds are revolving and can be accessed repeatedly without reapplying.
Great, low rate option for small business owners with a 600+ FICO score and grossing at least $20,000 per month.
Flexible withdrawals
Perfect for owners who want constant access to funds as they pay it back. Takes the stress of deciding on a definite amount of funding
Invoice Factoring
Accounts Receivable Financing
Invoice factoring is a non-loan form of funding that allows owners to get through the slow periods in between invoices. You are provided working capital in the amount slightly less than the future invoice for your operating expenses. Then the invoice will go to the lender once the client pays.
Keep the business operating
Clients often take longer than expected to pay invoices and it can really become a detriment to the operation of the business. This closes that gap and allows the business to stay running smoothly.
Collateral Loans
Loans secured by hard collateral to obtain funds
A collateral business loan is a secured loan that uses commercial real estate as collateral to reduce the risk to the lender.
This helps reduce the cost of the loan and allows small business owners to qualify for more funding than they would with revenue-based financing.
Large Funding Opportunities
Small businesses can qualify for larger funding amounts because the loan is secured by hard collateral.
Term Loan
Specified monthly repayment schedule
Businesses with strong credit histories secure term loans at the very best rates available, between 7.9% and 24.99%. The rates vary based on your industry, how you will use the funds, your credit rating, and the overall financial health and profitability of your business.
Getting funded for a term loan is a more time-consuming process than other types of loans. It usually takes between 2 and 3 weeks for approval.
Alternatives available
If you do not qualify for a term loan, AMF will pinpoint the reasons why and provide a plan for approval.
